Interest Rate North Carolina FHA Home Mortgage Loans
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The FHA loan program was created to help increase homeownership.
The FHA program makes buying a home easier and less expensive
than other types of real estate mortgage home loan programs.
Some highlights of the FHA loan program are:
Payment and Closing Costs
less than 3% of Sales Price
Financing options available*
for downpayment and closing costs allowed.
reserves or required.
regulated closing costs.
can credit up to 6% of sales price towards buyers costs.
Qualifying Guidelines such as:
minimum FICO score or credit score requirments.
will allow a home purchase two years after a Bankruptcy.
will allow a home purchase three years after a Foreclosure.
Ratio & Job Requirement Guidelines such as:
Debt Ratio's than other home loan programs.
than two years on the job is allowed.
of the FHA loan program has made it one of the best options
for most first time home buyers as well as move-up home buyers.
You do not have
to be a first time buyer to obtain a FHA loan, anyone may
use a FHA loan as long as you do not have more than one FHA
insured loan at any one time.